1SilverBullet Revolutionizes Financial Infrastructure with a Next-Gen B2B Gateway

Digitization has democratized payments and mutual funds in India, but the rest of the financial world—insurance, lending, and high-end investments—is still stuck in a maze of disparate protocols and physical paperwork. Milan Ganatra, a serial entrepreneur who built and sold Miles Software for millions, is on a mission to fix this "broken" infrastructure. With 1SilverBullet, he is building the "highway" that connects tech platforms to financial manufacturers, effectively creating the UPI for Insurance and Investments.

Milan Ganatra’s journey is a quintessential "Zero-to-Hero" story. Starting his professional life as a newspaper vendor at age 16 to support his blind father, Milan worked as an office boy and taught himself technology on the job. Despite having no formal higher education early in his career, he went on to found a global leader in wealth management software. Now, with 1SilverBullet, he is tackling his most ambitious dream yet: simplifying the complex world of global financial communication.

The Problem: The API Fragmentation Nightmare

Today, if a tech platform (like a Neo-bank or an investment app) wants to sell insurance from all 57 insurers in India, they have a massive problem. Each insurer has its own disparate legacy system, API protocol, and data format. This means the platform has to build 57 different integrations, manage 57 different connections, and handle 57 different maintenance schedules.

"We're creating a global standard protocol for communication between businesses," Milan explains. "Until now, democratization was only in payments and mutual funds. We want to bring that same ease to insurance, lending, and sophisticated investment products like PMS and AIFs."

The Solution: The "UPI" for Financial Products

Just as UPI revolutionized how we make payments by creating a common bridge between banks, 1SilverBullet is doing the same for product distribution. Their platform acts as a Financial Gateway. When a consumer uses a tech-enabled platform to buy insurance or a corporate bond, 1SilverBullet works in the background, making the calls to multiple manufacturers and returning standardized data in real-time.

Building a COVID-Born Venture

1SilverBullet is a "Covid Born" company, started in March 2021. Despite starting in a fully remote environment, Milan has already scaled the team to 60 members. The team is a mix of "young energy and senior wisdom," with an average age of 26. Most of the team consists of talent from IITs and BITS Pilani, attracted by the ambition of building global infrastructure from India.

"Building trust in a team where no one has met in person was our biggest challenge," Milan admits. "But we overcame it because everyone is excited about solving a real problem. We've made plenty of mistakes, but our rule is: don't repeat the old ones, only make newer ones."

Lessons from a Newspaper Vendor Turned Founder

Milan’s personal narrative is a masterclass in resilience and the power of attitude. Having gone "from hero to zero" at least three to four times in his career, his advice to founders is deeply practical.

1. Education vs. Attitude

While Milan plans to pursue executive studies next year, he views his lack of formal higher education early on as a massive advantage. "Being uneducated literally allowed me to take risks because I didn't know what was 'impossible.' I wasn't running with any perceptions; I was willing to create my own path."

2. Make Newer Mistakes

Milan's favorite mantra is: "When you can make newer mistakes, why repeat old ones?" He believes that success is proportional to how quickly you learn from a failure and move on. In his previous venture, he made 10,000 mistakes; in this one, he aims to make 5,000 *new* ones.

3. Focus and Meditation

To stay energetic and composed, Milan relies on the advice his mother gave him: "Work while you work, play while you play." In the age of multitasking, he believes true success comes from deep focus and compartmentalization, aided by regular meditation and yoga.

1SilverBullet is not just another fintech startup; it is the construction of the "highway" for the future of global finance. By taking away the integration headache from tech platforms, Milan Ganatra is enabling thousands of micro-entities to become financial service providers, truly democratizing the next wave of the digital economy.

About the Guest

Milan Ganatra is the Co-founder and CEO of 1SilverBullet. A veteran of the fintech world with over 20 years of experience, he is a serial entrepreneur and investor. He previously founded Miles Software, which became a global leader in wealth and asset management technology before being acquired by Ebix. Milan is a recognized voice in the Indian startup ecosystem, known for his deep domain expertise in financial infrastructure and his inspiring journey from a newspaper vendor to a multi-exit founder.

1SilverBullet is a next-generation financial infrastructure platform that provides a standardized B2B gateway for Investments, Insurance, and Lending. Based in Mumbai, the company helps tech platforms and financial manufacturers communicate seamlessly through a single connection, fueling the next wave of global financial democratization.